Joseph D. Polsinelli
Joseph D. Polsinelli is an experienced advisor and the founder of Empire State Asset Management, LLC, established in 2001. With a career spanning over 32 years, Joseph specializes in providing comprehensive financial planning, personalized investment management, and retirement planning services. His experience extends to assisting individuals, families, and small to mid-sized businesses in establishing defined contribution – 401(k) plans and defined benefit retirement plans.
Joseph is known for his direct, client-focused approach, characterized by meticulous attention to detail, active listening, and deep empathy. Through one-on-one interactions, he has helped numerous clients achieve their financial goals and milestones. His commitment to clients extends beyond the typical financial advisor role, as he actively educates employees on the value of plan participation, conducts face-to-face meetings to tailor investment strategies, and establishes goal-driven approaches to retirement planning.
Joseph is not only an Investment advisor but also a dedicated community member. He conducts workshops and seminars for local businesses, explaining the benefits of optimized retirement plan design for both employers and employees.
Joseph holds a Bachelor of Science degree from Nazareth College of Rochester, Rochester, NY, and a Certificate in Financial Planning from the College of Saint Rose, Albany, NY. Outside of his professional life, Joseph is a proud parent and is actively involved in not-for-profit development and community participation. He has a passion for the outdoors, with interests in biking, hiking, kayaking off the coast of Maine, and exploring the Adirondacks. His love for food adds another dimension to his vibrant life, whether in its preparation or shared dining experiences with clients. In his leisure time, Joseph enjoys traveling and cherishes quality time spent with family and friends.
Paul A. Restante CLU®, ChFC®
Paul A. Restante is CEO, Community Bank Wealth Management and President, Community Investment Services, Inc. (CISI), a subsidiary of holding company Community Bank System, Inc. Mr. Restante is responsible for oversight of the Wealth Management Group, which delivers services for the trust (Community Bank Trust Services), brokerage (CISI), retirement plans and investment fiduciary advice, (OneGroup Retirement Advisors), investment management (Nottingham Advisors) and Financial Planning and Executive Benefits (Carta Group), Family Wealth Office (OneGroup Wealth Partners) units of Community Bank System Inc., serving the general marketplace and the branch network in New York and Pennsylvania, Vermont and Florida. He maintains oversight of the brokerage operations of CISI, doing business with LPL Financial as their broker dealer.
Paul is the former President of the Syracuse NAIFA Chapter; a recipient of the SAIFA Distinguished Leader Award and was named as the number one nationally ranked Program Manager in 2015 by Bank Investment Consultant magazine, among several other industry awards and achievements. He has been a featured speaker at industry events; and serves on various community and industry boards. Paul is a graduate of Clarkson University with a major in Marketing and Finance and also holds the Chartered Life Underwriter, Chartered Financial Consultant and Certified Long Term Care designations.